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THE JMAC JUMBO Above and Beyond

JMAC Lending’s Manhattan JUMBO program lets you compete with banks to grow your jumbo business. Product guidelines are simple to follow. Get Quick approval and Fast Turn Times.

Loans to $2.5 million

  • Loan amounts to $2.5M

  • 80% LTV to $1.25M

  • Min. 720 FICO (Min. 740 Fico for loans > $2M)

  • Purchase, Rate/Term and Refinance

  • Fast Turn Times

  • Owner-occupied and Second Homes

  • 30-year fixed

  • Must be $1 higher than the Standard Conforming Limits based on property type.

  • One unit only

  • Business funds accepted for reserves

  • Seasoned seconds paid off considered as rate/term

This product is ideal for:

  • First-time home buyers with no rental history living rent-free

  • Borrowers who want to use gift funds for down payment

  • Jumbo pricing