Become a JMAC Correspondent Lender

JMAC’s innovative products, financial strength, deep industry knowledge and experience, and common-sense underwriting will keep you competitive and fearless in every market. It’s time to Lend Better.

• 5 Jumbo loans - fixed and ARMs

• Non-QM loans - Investor DSCR, bank statements, full doc, 1099

• Fannie and Freddie conforming

• Warehouse solutions that include 100% advance rates for Jumbo

• Ease of underwriting - talk directly to the underwriter

• A la carte fulfillment solutions to create a variable cost model

• Manufactured Homes, Condo Hotels on Non-QM, Foreign Nationals

• ADU Income for California Properties

• Staying power - 25 years in business and growing

• Seller/servicer to Fannie Mae, Freddie Mac and Ginnie Mae

Correspondent Application Interest Form

Correspondent Minimum Requirements:

• Be a duly organized, valid entity and in good standing under the laws of the jurisdiction of incorporation.

• Must possess and maintain all licenses necessary to conduct business in each jurisdiction in which loans are originated.

• Tangible Net Worth of $150,000 for Non-Delegated Authority.

• Maintain E&O insurance and a fidelity bond in a form and with an insurance carrier that is AM Best Rated A or B and acceptable to JMAC Lending. Minimum coverage: $300,000, $25,000 maximum per incident or minimum coverage as required by then in effect Agency guidelines.