FHA Down Payment Assistance

Reach more borrowers in more markets and grow your volume in 2025. JMAC's FHA Down Payment Assistance program provides an FHA first with a 3.5% or 5.0% DPA that can go toward the down payment and/or closing costs.

• No income limits

• Borrower does not need to be a First-Time Home Buyer

• Lower credit scores and no MAX DTI with AUS approval

• Manual underwriting requires a FICO score of 660, with max. DTI 45%

• Conforming or High-Balance allowed

• One set of FHA Guidelines with minimal overlays

• Fund never runs out

• Available in every state JMAC is licensed

• Solid alternative to bond/state agencies

Watch our DPA video to learn more

Learn How to Submit 1st and 2nd DPA Loans

Learn More FROM OUR EXPERTS

For more information about JMAC’s FHA Down Payment Assistance program, please contact your Account Executive, submit the form above or email sales@jmaclending.com